What is your most important asset? If you’re like most Canadians, it’s your ability to earn income. People don’t think twice about insuring their capital assets, but pay little attention to the asset that makes it all possible — you and your ability to earn income. Insurance is a crucial part of an individual’s financial plan. It fills a distinct need that exists during the time we are saving for retirement as well as in retirement years.

Your life insurance needs will change over the course of your lifetime. You may require term insurance providing a death benefit, whole life or “cash value” insurance which provides living benefits in addition to the death benefit, or tax-advantaged universal life insurance, which blends low cost term insurance with a tax deferred investment vehicle. Whatever your needs, your Canfin Financial Advisor will review the plan type, cost, features and benefits of policies to ensure that security for you and your family is not compromised and that you have the right type and right amount of coverage.